Navigating HTX Earn Products: The Ideal Choice for Cryptocurrency Investment Novices | News Direct

Navigating HTX Earn Products: The Ideal Choice for Cryptocurrency Investment Novices

facebook icon linkedin icon twitter icon pinterest icon email icon Singapore | January 12, 2024 09:12 PM Eastern Standard Time

Over the past decade, crypto assets, particularly Bitcoin, have showcased substantial growth. Despite a global economic slowdown, the cryptocurrency market, with more than ten years of development, continues to attract investors worldwide due to its openness, diversity, and standardization.

Choosing the right trading platform is the first and foremost decision for individuals engaged in crypto transactions worldwide. As a world-leading digital asset trading platform, HTX has consistently adhered to the principle of prioritizing its users. Throughout 2023, HTX released 12 Proof of Reserves (PoR) audits, reassuring users that the platform funds are 100% backed. It ensures the security of user assets through a stringent reserve policy and exemplifies its unwavering commitment to safeguarding user interests with the utmost responsibility.

By choosing HTX, users are opting for a stable and reliable path to profit. Currently, HTX Earn offers a variety of products designed to help investors achieve financial growth. Users can select products tailored to their financial situation, as each of HTX Earn's products has its unique features. Additionally, HTX Earn products boast distinct advantages, including a diverse range of offerings, high APYs, and low entry barriers. To begin this exciting journey toward wealth growth, simply visit HTX's official website and select ‘Earn’ in the top navigation bar, or open the HTX app and tap on ‘Earn’ on the homepage.

1. Earn Products: Easy Entry and Exclusive 100% APY for Beginners

HTX Earn's products enable users to earn rewards on their idle assets with either flexible or fixed terms.

‘Flexible’ is a passive income option designed for depositing and withdrawing assets at any time, allowing for the instant arrival of redeemed assets. Meanwhile, interest is distributed daily and automatically reinvested, enabling users to earn profits while maintaining the flexibility and liquidity of their assets.

Fixed-term products offer higher returns in exchange for users' commitment to not redeem their assets before the scheduled redemption date. Notably, HTX Earn has introduced a new 7-day Fixed product, exclusively designed for new users. This product features an impressive array of 35 trending cryptocurrencies and boasts a 100% APY. Users can enjoy the convenience of receiving their earnings in just 7 days.

Additionally, HTX Earn features a ‘NewList’ section, aimed at fostering the growth of newly listed cryptocurrencies. These products are meticulously selected for their exceptionally high APYs, providing users with the latest and most promising profit-earning opportunities. With the potential to achieve returns of up to 1,000%, these offerings ensure that users stay at the forefront of the market.

Currently, HTX Earn's Fixed products support automatic redemption upon maturity, with daily updates on product earnings. For those with idle funds in their spot wallets, HTX Earn's Simple Earn products are an ideal choice. If you have no immediate plans for utilizing these funds, consider confidently investing in these products to earn asset rewards and effortlessly generate passive income.

2. Flexi Max: Stable and Consistent Returns, an Ideal Option for Long-Term Holding

Flexi Max is designed for large-scale, long-term investments. It offers high returns and allows for instant redemption at any time. This product requires a minimum subscription amount and includes a redemption fee. The longer you hold, the less you pay, with the redemption fee reducing to as low as 0.

Flexi Max boasts four distinct advantages and characteristics:

1. Steady: Flexi Max offers higher returns than Fixed products with stable and consistent performance.

2. Flexible: The product allows you to subscribe and redeem your assets anytime. The assets redeemed will be credited to your account on T+0 day.

3. Safe and Stable: The feature is based on HTX's robust risk management system, ensuring the safety and stability of your assets.

4. Redemption Fee Rates: With a fixed APY of Flexi Max, you can achieve greater returns with lower redemption costs by holding the product for a longer duration.

For Flexi Max, a fee of 0-0.5% of the principal redeemed will be charged for each redemption. The longer you hold, the lower the redemption fee, with lowest fee being 0. Interest begins accruing the day after subscription (Day T+1)and will be credited to your account in a lump sum with your principal after redemption. If you redeem your assets on Day T, interest calculation will end on Day T-1. The minimum subscription amount varies for products of different cryptocurrencies. Please refer to the subscription page for specific information.

3. Shark Fin: Offer Various Options and Enable Investors to Seek Higher Returns

Shark Fin is the latest addition to HTX Earn's financial product lineup, named after its return curve resembling a shark fin. HTX's Shark Fin represents an evolution in options products, and its pattern can either be bullish or bearish. It offers fixed settlement dates, ensures no principal loss, features floating APYs, and provides basic returns. The accuracy of users' predictions regarding future market trends will determine their returns from Shark Fin.

Features and advantages of Shark Fin:

1. No principal loss.

2. Basic returns.

3. Enable investors to seek higher returns on top of the basic returns.

4. Short investment cycle without affecting fund liquidity.

5. Combine advantages of American options, European options, and touch options, offering more flexibility in gameplay.

Investors can pursue yields based on market fluctuations alongside basic returns, enhancing the attractiveness of the Shark Fin product.

Shark Fin caters to a broad spectrum of investors, spanning the following categories:

1. Prudent investors: Shark Fin is an ideal choice for prudent investors who prioritize stability in their investments, as it comes with no risk of principal loss and offers guaranteed basic returns.

2. Investors with moderate risk tolerance: If you aim for higher returns while maintaining investment stability, Shark Fin is an excellent choice.

3. Beginners: For novice investors, Shark Fin presents the advantage of guaranteed basic returns, coupled with the opportunity to engage with potential yields through market fluctuations.

4. Entry-level options traders: Shark Fin is essentially an options product. It offers a practical way for investors to understand the mechanics and strategies of options trading before venturing into it. By investing in Shark Fin, investors can get a firsthand experience of how options work.

Currently, HTX Earn offers 7-day Shark Fin products and 3-day Shark Fin products. It’s worth mentioning that a new "Auto-Renewal" feature for Shark Fin products will be introduced, enabling automatic subscription to the same product using your principal from the previous cycle. This eliminates the need for repetitive manual operations in each phase. As a low-risk structured product, Shark Fin offers users guaranteed basic returns unaffected by market fluctuations, along with the protection of their principal. As of November 30, 2023, HTX has successfully issued 12 phases of Shark Fin products. Users can subscribe by navigating to "HTX Earn" -> "Shark Fin" during the subscription period.

4. Dual Investment: Explicit APR with Rewards in the Form of Double Cryptocurrencies

HTX Dual Investment is a non-principal-protected structured product comprising two cryptocurrencies. It offers investors the flexibility to choosea target price and date, enabling them to take advantage of opportunities to buy the specified cryptocurrency at a lower price or sell it at a higher value in the future.

The Dual Investment product is non-principal-protected and generates floating earnings. It enables you to earn returns by investing in cryptocurrencies like BTC, ETH, AVAX, and SOL. According to the Dual Investment rules, the product’s APR is explicitly fixed upon purchase. However, the settlement cryptocurrency at maturity is uncertain and is determined based on the market price of the relevant underlying assets at expiration and the predetermined strike price.

HTX is constantly expanding its range of available cryptocurrencies and providing a wider selection for Dual Investment. The product's logic can be summarized as follows:

1. Upon purchase, users can select a Dual Investment product, purchase amount, strike price, product expiry date, and callable price (optional).

2. After the purchase is made, the interest income from this product is earned and distributed to users' Options accounts immediately.

3. Upon the product's expiry (delivery) date, the initial investment assets will be returned to users in full or converted to the alternate cryptocurrency based on the strike price, depending on whether the product is "exercised."

All HTX Dual Investment products follow the format "Base Currency - Alternate Currency - Dual." The base currency is used for product purchase and is received at expiry if the product is not exercised, while the alternate currency is received at expiry if the product is exercised.

Users can earn fixed interest income from any Dual Investment product. Conceptually, Dual Investment is non-principal protected. Nevertheless, compared to pure derivative products, it can be considered less risky. Furthermore, subscribing to Dual Investment may expose one to risks similar to those experienced during market fluctuations while holding coins. However, in terms of returns, Dual Investment proves to be a better choice than simply holding coins.

Dual Investment caters to a wide range of investors, including crypto hoarders in volatile markets, bargain hunters in downtrends, profit-taking users in rising markets, long-term investors, and seasoned, mature investors.

During a bullish market, individuals have a variety of needs and preferences when it comes to managing their funds. To address these demands, HTX has upgraded its product features. Now, during spot trading, users have the freedom to choose whether to utilize their current crypto balance in the Flexible product. HTX Earn has reportedly introduced the "Auto-Earn" feature, applicable to all cryptocurrencies available in Flexible products. With a simple click, users can effortlessly enable auto-earn for their spot assets, allowing them to enjoy real-time returns. This feature enables users to benefit from flexible deposits and redemptions, secure asset management, and stable returns, better aligning with their needs. Once Auto-Earn is enabled, the system will automatically initiate compound investments at 10:00 (UTC) every day.

HTX Earn serves as a dependable instrument for the management of virtual assets, presenting a range of products that align with users' requirements. It guarantees the utmost security of assets, thanks to the exchange's robust risk management system. HTX Earn is purpose-built to deliver top-tier assets for daily passive income, coupled with a user-friendly interface that ensures a seamless and convenient wealth management experience.

This year marks the 11th year of HTX's secure operations. Looking ahead to the next decade, HTX aspires to evolve into an all-encompassing platform that spans spot trading, derivatives trading, and wealth and asset management. It aims to become a trusted metaverse free port for global users in the Web3 era, with a vision to achieve financial freedom for 8 billion people on earth.


About HTX

Founded in 2013, HTX has evolved over a decade from a simple cryptocurrency exchange to a comprehensive blockchain business ecosystem. This expansion covers a wide range of services including digital asset trading, financial derivatives, wallets, research, investments, incubation, and more. As a world-leading portal to Web 3.0, HTX is committed to a growth strategy focused on global expansion, ecological prosperity, wealth effect, and safety and compliance. This approach enables us to offer comprehensive, safe, and reliable services and value to virtual currency enthusiasts around the world, reinforcing our position as a global gateway to Web3.


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