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kevin. triunfa con la primera transacción NFC de cuenta a cuenta en iPhone

kevin.

En un evento innovador destinado a trastornar el panorama de los pagos en tiendas, kevin., pionero en tecnología de pagos, ha realizado con éxito la primera transacción NFC de cuenta a cuenta en un iPhone. Vídeo de la transacción: enlace En un mundo financiero donde la conveniencia y la seguridad son primordiales, kevin. ha establecido un nuevo pináculo al ejecutar el primer pago NFC de cuenta a cuenta que no es Apple Pay en un iPhone. Este salto tecnológico sigue la presión de la Comisión Europea sobre Apple para democratizar el acceso a NFC. Esto llega después de años en los que el estricto control de Apple sobre la tecnología NFC en dispositivos iOS había sofocado la competencia de terceros. Pavel Sokolovas, cofundador de kevin., articula la magnitud de este momento: “Superar las barreras finales de los pagos NFC en dispositivos iOS representa un verdadero momento trascendental. Estamos inmensamente orgullosos de ser los primeros en proporcionar transacciones de cuenta a cuenta utilizando NFC de Apple, dando a los consumidores el poder de elegir cómo pagan.” En enero de 2022, kevin. hizo olas al habilitar este método de pago innovador para los usuarios de Android, un movimiento elogiado por su originalidad y empuje hacia un ecosistema de pagos abierto. Ahora, con los cambios regulatorios en marcha, kevin. obtuvo rápidamente la autorización bajo el Programa de Derechos NFC de Apple y se embarcó en el desarrollo en su entorno controlado. Justamente seis semanas después del lanzamiento del programa de Apple, kevin. celebró la ejecución exitosa de la transacción experimental en modo de desarrollo, preparando el escenario para lo que podría revolucionar las interacciones en el punto de venta (POS). Sokolovas delineó el viaje técnico: “Hemos estado desarrollando rigurosamente dentro del marco arquitectónico de Apple. Nuestro equipo trabajó incansablemente para integrar nuestra solución técnica de kevin. dentro de la emulación de tarjeta anfitrión (HCE) de Apple, incluyendo estándares de seguridad, validación de transacciones y mucho más para crear una experiencia sin fisuras que permita a los usuarios realizar transacciones desde sus aplicaciones bancarias o de billetera.” La Comisión Europea continúa monitoreando los comentarios de los primeros desarrolladores como kevin. mientras anticipa el inicio oficial de una implementación más amplia de NFC. Este escrutinio subraya la dedicación de la Comisión para fomentar la innovación y la competencia equitativa en la esfera de pagos móviles. Mirando hacia el futuro, la industria anticipa un aumento en soluciones de pago similares tras este éxito inicial. kevin. de hecho ha establecido un precedente dominante, prometiendo un mercado abierto donde los consumidores ya no están limitados por plataformas de pago específicas del dispositivo — una reconfiguración fundamental de cómo se realizan transacciones en todo el mundo. kevin. es una empresa de tecnología visionaria que está reformando los sistemas de pagos para las necesidades del mañana. Desde sus oficinas centrales en Europa hasta la reciente expansión en el bullicioso centro financiero de Dubái, la misión de kevin. ha sido consistente: ofrecer tecnología de punta a punta confiable y ahorros significativos en tarifas por transacción sin cambiar la forma en que las personas pagan. La introducción de su red de aceptación de pagos multiarrendataria y agnóstica de la marca marca un cambio significativo para consumidores y empresas por igual, otorgando autonomía y valor sin los impedimentos de la tecnología heredada. Descargar: logotipo de Kevin, imagen de Pavel Sokolovas y vídeo de la transacción de iOS: enlace - termina - Acerca de kevin. kevin. es una empresa de tecnología pionera con la misión de revolucionar los sistemas de pagos heredados. Con una infraestructura recién construida, kevin. hace que las transacciones sean más eficientes, seguras y convenientes tanto para ventas digitales como físicas. La red de aceptación de pagos multiarrendataria de la compañía es de etiqueta blanca, agnóstica de la marca y sin intermediarios, ofreciendo a los socios el control completo de sus procesos de pago en tienda. Esto les permite desbloquear un valor mayor a través de nuevos servicios, tasas de conversión mejoradas y lealtad de clientes reforzada. La red de kevin. redefine los pagos internacionales, asegurando una infraestructura de pago NFC de cuenta a cuenta segura y sin fisuras para terminales POS en todo el mundo. Esta innovación ofrece una experiencia de 'tap and go', compatible con dispositivos Android y iOS, haciendo los pagos internacionales tan familiares como los locales. kevin. cuenta con el respaldo de Accel, Eurazeo y otros inversores, incluyendo OTB Ventures, Speedinvest, Open Ocean y Global Paytech Venture. Compromiso con el Ecosistema El objetivo de kevin. es empoderar a todos los jugadores en el ecosistema de pago, incluyendo bancos, billeteras digitales, minoristas y otros. La compañía permite a estas entidades lanzar sus propios esquemas independientes no tarjetas o expandir sus servicios conectándose con una red existente en la plataforma de kevin. Contact Details NettResults Relaciones Públicas Nick Leighton +1 949-478-5880 nick.leighton@nettresultsLLC.com Company Website https://www.kevin.eu/

April 11, 2024 07:50 AM Eastern Daylight Time

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kevin. triomphe avec la première transaction NFC de compte à compte sur iPhone

kevin.

Dans un événement révolutionnaire destiné à bouleverser le paysage des paiements en magasin, kevin., un pionnier de la technologie de paiement, a réussi la toute première transaction NFC de compte à compte sur un iPhone. Vidéo de la transaction: lien Dans un monde financier où la commodité et la sécurité sont de la plus haute importance, kevin. a établi un nouveau sommet en exécutant le premier paiement NFC de compte à compte non-Apple Pay sur un iPhone. Ce bond technologique fait suite à la pression exercée par la Commission européenne sur Apple pour démocratiser l'accès au NFC. Cela survient après des années durant lesquelles le contrôle strict d'Apple sur la technologie NFC dans les appareils iOS avait étouffé la concurrence de tiers. Pavel Sokolovas, co-fondateur de kevin., exprime l'ampleur de ce moment: « Briser les dernières barrières des paiements NFC sur les appareils iOS représente un véritable moment charnière. Nous sommes immensément fiers d'être les premiers à fournir des transactions de compte à compte en utilisant le NFC d'Apple, donnant aux consommateurs le pouvoir de choisir leur mode de paiement. » En janvier 2022, kevin. a fait sensation en activant cette méthode de paiement innovante pour les utilisateurs Android, démarche saluée pour son originalité et sa volonté vers un écosystème de paiement ouvert. Maintenant, avec les changements réglementaires en cours, kevin. a rapidement obtenu l'autorisation dans le cadre du programme d'entitlement NFC d'Apple et a commencé le développement dans leur environnement contrôlé. Juste six semaines après le lancement du programme d'Apple, kevin. célébrait l'exécution réussie de la transaction expérimentale en mode développement, préparant le terrain pour ce qui pourrait révolutionner les interactions aux points de vente (POS). Sokolovas a décrit le parcours technique: « Nous avons développé de manière rigoureuse dans le cadre architectural d'Apple. Notre équipe a travaillé sans relâche pour intégrer notre solution technique kevin. dans l'émulation de carte hôte (HCE) d'Apple, comprenant les normes de sécurité, la validation des transactions et bien plus encore pour créer une expérience transparente permettant aux utilisateurs des transactions à partir de leurs applications bancaires ou de portefeuille. » La Commission européenne continue de surveiller les retours des premiers développeurs comme kevin. tout en anticipant le démarrage officiel d'une mise en œuvre plus large du NFC. Cette surveillance souligne l'engagement de la Commission à favoriser l'innovation et la concurrence équitable dans le domaine des paiements mobiles. Le secteur anticipe une montée en flèche de solutions de paiement similaires à la suite de ce succès initial. kevin. a en effet établi un précédent dominant, promettant un marché ouvert où les consommateurs ne sont plus limités par des plateformes de paiement spécifiques aux dispositifs - une refonte fondamentale de la façon dont les transactions sont menées dans le monde entier. kevin. est une entreprise de technologie visionnaire qui redéfinit les systèmes de paiement pour répondre aux besoins de demain. De son siège mondial en Europe à son récent expansion dans le centre financier animé de Dubaï, la mission de kevin. a été constante: offrir une technologie de bout en bout fiable et des économies substantielles sur les frais de transaction sans changer la façon dont les gens paient. L'introduction de leur réseau d'acceptation de paiement multi-locataire et indépendant de la marque marque une évolution significative pour les consommateurs et les entreprises, accordant l'autonomie et la valeur sans les contraintes de la technologie héritée. Télécharger: logo Kevin, image de Pavel Sokolovas et vidéo de transaction iOS: lien - fin - À propos de kevin. kevin. est une entreprise de technologie pionnière dont la mission est de révolutionner les systèmes de paiement hérités. Avec une infrastructure nouvellement construite, kevin. rend les transactions plus efficaces, sécurisées et pratiques pour les ventes numériques et physiques. Son réseau d'acceptation de paiements multi-locataire est blanc de marque, indépendant de la marque et sans intermédiaire, offrant aux partenaires un contrôle complet de leurs processus de paiement en magasin. Cela les habilite à débloquer une plus grande valeur grâce à de nouveaux services, des taux de conversion améliorés et une fidélité client renforcée. Le réseau kevin. redéfinit les paiements internationaux, assurant une infrastructure de paiement NFC sécurisée de compte à compte pour les terminaux POS dans le monde entier. Cette innovation offre une expérience de 'tap and go', compatible avec les appareils Android et iOS, rendant les paiements internationaux aussi familiers que les paiements locaux. kevin. est soutenu par Accel, Eurazeo et d'autres investisseurs, y compris OTB Ventures, Speedinvest, Open Ocean et Global Paytech Venture. Engagement envers l'écosystème L'objectif de kevin. est d'autonomiser tous les acteurs de l'écosystème de paiement, y compris les banques, les portefeuilles numériques, les détaillants et autres. L'entreprise permet à ces entités de lancer leurs propres schémas indépendants non-carte ou d'élargir leurs services en se connectant à un réseau existant sur la plateforme kevin. Contact Details NettResults Relations Publiques Nick Leighton +1 949-478-5880 nick.leighton@nettresultsLLC.com Company Website https://www.kevin.eu/

April 11, 2024 07:50 AM Eastern Daylight Time

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New Alvarez & Marsal Spring 2024 Consumer Sentiment Report Highlights Impact of Ongoing Consumer Skepticism on Spring & Summer Spending Plans

Alvarez & Marsal Consumer and Retail Group

Consumers, specifically those with higher household incomes, intend to reduce spending on essentials, experiences, gifts, and indulgences this spring The number of higher-income earners cutting back on spending to prioritize saving has increased in Spring ’24 compared to previous cycles Cost-conscious consumers are increasingly engaging in sales and second-hand shopping as a way to reduce spending Despite financial uncertainty, consumers are still eager to take vacations this year, showing resilience in their desire for leisure compared to last spring (2023) Global professional services firm Alvarez & Marsal’s Consumer and Retail Group (A&M CRG) released its latest consumer report, Consumer Sentiment Survey Spring 2024, which examines the influence of inflation and resulting changes in consumer spending over the last year, as well as spending outlook for the upcoming six-month timeframe. This is the sixth chapter of its bi-annual Consumer Sentiment Report, based on a survey of 1,800+ consumers matching the U.S. adult population according to gender, age, ethnicity, region and income. The report delves into shifting behaviors in response to personal finances and economic conditions. It includes insights into consumers' shopping priorities across categories, concerns about increasing prices, vacation plans, and other factors shaping purchase decisions for the upcoming spring season, among other relevant insights. “Our semi-annual survey aims to analyze the influence of ongoing economic concerns on consumer spending patterns, channel preferences, and their overall confidence in financial stability over time. Retailers can utilize the data and insights from our report to develop financial plans, efficiently manage inventory, enhance marketing campaigns, and establish pricing strategies at a category level,” stated Chad Lusk, Managing Director at Alvarez & Marsal’s Consumer and Retail Group. “This survey cycle reveals a growing consumer pessimism as we head into the spring season, with intentions to exercise greater caution in spending especially in higher income households.” The study found that: Consumer outlook for spring is weaker as consumers are anticipating spending less and having less money versus Fall ‘23 Consumers are planning to reduce spending across the board but show the smallest decline in spending intentions for experiences compared to Fall ‘23, with a rising number of respondents planning vacations this year In higher income brackets, there's a notable trend towards prioritizing saving over spending. In the $200K+ income bracket, the percentage of respondents prioritizing saving surged by 12% compared to Fall '23. Across various spending categories, we consistently observed the most significant decreases in desire to spend in the higher income households Higher income households are turning to second-hand shopping to save money. The number of respondents earning $100K+ who shop second-hand to save costs increased by 10% this spring. "Retailers must recognize the cautious consumer mindset and adjust strategic priorities accordingly to align with spending plans," Lusk advised. "Retailers, particularly ones servicing higher income consumers, should anticipate providing discounts and promotions across different categories as the season progresses, also while implementing flexible inventory strategies to minimize overall liabilities, given that those typically less affected by recession or inflation will be spending less.” To download a pdf of Consumer Sentiment Survey Spring 2024, please visit: https://alvarezandmarsal-crg.com/insight/consumer-sentiment-survey-spring-24/ The Alvarez and Marsal Consumer and Retail Group (CRG) is a management consulting firm that tackles the most complex challenges and advances its clients, people, and communities towards their maximum potential. CRG combines the best of A&M’s broader firm's bias toward action and practicality with deep consumer and retail industry experience. CRG partners with businesses across a wide range of categories including Food & Beverage, Beauty & Personal Care, Grocery, Mass Merchandise, and Apparel & Footwear to drive significant performance improvement. Contact Details David Schneidman dschneidman@alvarezandmarsal.com Company Website https://www.alvarezandmarsal.com/industries/retail/retail

April 10, 2024 11:30 AM Eastern Daylight Time

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Korean Beauty Brand MIXIK SKIN Launches With Industry First, All-Mist Skincare Line

MIXIK SKIN

MIXIK SKIN, a Korean beauty brand based in Los Angeles, launched today on a mission to break down the barriers of skincare, making it accessible for all, irrespective of age, gender, or skin type. Teaming up with first retail partner Thirteen Lune, MIXIK SKIN’s innovative all-mist skincare line introduces a minimalist yet effective skincare collection designed to simplify routines while delivering exceptional results. Founder Sunny Oh created MIXIK SKIN out of an essential need for a convenient, sanitary, and travel-friendly skincare solution that was fun yet effective. Inspired by Korean beauty practices, Oh joined forces with co-founders Christine Moon and Lena Park, who recognized the transformative potential of mists in skincare, especially for those with active lifestyles, and embarked on a mission to integrate the ease of mists into every facet of skincare rituals. "Society often dictates rigid standards of beauty and skincare, but we believe that everyone deserves access to products that enhance their natural beauty without limitations," said Sunny Oh, CEO and Co-Founder of MIXIK SKIN. "With MIXIK SKIN, we're not just offering sanitary skincare; we're offering empowerment – the freedom to embrace your unique skin journey confidently, conveniently, and consistently." MIKIK SKIN blends the best of both worlds with roots in Los Angeles and production and innovation from Korea. At MIXIK, crafting skincare solutions from luxury-quality ingredients at an affordable rate is imperative to its ethos as the brand aims to cultivate a diverse and inclusive beauty landscape, ensuring that everyone’s skincare needs are addressed at every price point. "As a Korean-American, I've always felt a deep connection to both cultures, and MIXIK SKIN is a reflection of that fusion," said Christine Moon, Managing Director and Co-Founder of MIXIK SKIN. "We're proud to bring the essence of Korean beauty to a global audience, while also championing diversity in an industry that often lacks representation." MIXIK SKIN's debut collection features four essential products: the Cleansing Oil, Jelly Toner, Botanical Serum, and Hydra Cream, all formulated with the rejuvenating properties of blue agave and rosewater. Crafted with a commitment to ethical practices, all MIXIK SKIN products are cruelty-free and vegan, embodying the brand's core values of inclusivity, simplicity, and quality. "We believe that skincare should be both effective and enjoyable, which is why we've curated a line that prioritizes simplicity without compromising on results," said Lena Park, Brand Director and Co-Founder of MIXIK SKIN. "Our products are designed to fit seamlessly into any routine, providing nourishment and hydration for every skin type." MIXIK SKIN is available to shop at www.mixikskin.com and at Thirteen Lune. For more information and updates, visit www.mixikskin.com and follow @mixikskin on social media. Hi-res images, interviews, and media samples are available upon request. About MIXIK SKIN: MIXIK SKIN is a Korean beauty brand based in Los Angeles, dedicated to breaking down the barriers of skincare and making it accessible for all. Founded by Sunny Oh, Christine Moon, and Lena Park, MIXIK SKIN blends the best of Korean skincare wisdom with modern innovation, offering a range of minimalist yet effective products designed for every skin type and gender identity. With a commitment to inclusivity, simplicity, and quality, MIXIK SKIN empowers individuals to embrace their unique skin journey with confidence. Contact Details Six One Agency Cami Carlson camryn@six-one.com

April 02, 2024 08:03 AM Eastern Daylight Time

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Consumer Discretionary Sector SPDR Fund (XLY): Tapping Into the Luxury Consumer Market

Select Sector SPDR

The Consumer Discretionary Select Sector SPDR Fund (XLY) offers investors a unique opportunity to gain exposure to the high-end retail market. XLY offers exposure to the consumer discretionary sector, making it an appealing option for investors looking to tap into the potential of profit margins from high-priced goods and services. This sector includes companies involved in the production and distribution of non-essential goods and services such as electronics, travel, dining out, vacations, video games, toys, and entertainment. A Look At The Top Holdings* Currently XLY's holdings include a comprehensive list of high-performing stocks from industry-leading companies like Amazon (23.14%), Tesla (12.85%), Home Depot (10.07%), McDonald's (4.24%) and Lowe’s (3.96%). These companies cater not only to the luxury goods market, but also to discretionary spending in other areas, ensuring that investors can benefit from a diverse range of consumer spending patterns. Since its establishment in 1998, the XLY fund has amassed over $20 billion in assets under management, with an investor-friendly expense ratio of 0.09%**. The fund aims to replicate the performance of the S&P 500 Consumer Discretionary Index, providing a comprehensive view of the consumer discretionary space, allowing investors to benefit from the sector's potential growth. Going Strong Year Over Year With the economy on the mend, the consumer discretionary sector is poised to thrive. As consumer confidence strengthens, discretionary spending is anticipated to rise, potentially favoring companies in this sector. In summary, the XLY fund presents a unique method to invest in the high-end retail market. It's an opportunity to delve into the spending habits of wealthy consumers, without the necessity to scrutinize individual companies. With its diversified portfolio and cost-effectiveness, the XLY fund is a noteworthy consideration for investors aiming to harness the potential of the consumer discretionary sector. DISCLAIMER: This is a work of research and should not be taken as investment or financial advice. Therefore, Select Sector SPDRs or the publisher is not liable for any decision made based on the publication. About the Company: Select Sector SPDR ETFs offer flexibility and customization opportunities. Many investors have similar outlooks, but no two are exactly alike. Select Sector SPDR ETFs let investors select the sectors that best meet their investment goals. *Holdings, Weightings & Assets as of 3/31/24 subject to change **Ordinary brokerage fees apply DISCLOSURES The S&P 500 Index is an unmanaged index of 500 common stocks that is generally considered representative of the U.S. stock market. The index is heavily weighted toward stocks with large market capitalizations and represents approximately two-thirds of the total market value of all domestic common stocks. The S&P 500 Index figures do not reflect any fees, expenses or taxes. An investor should consider investment objectives, risks, fees and expenses before investing. One may not invest directly in an index. Transparent ETFs provide daily disclosure of portfolio holdings and weightings All ETFs are subject to risk, including loss of principal. Sector ETF products are also subject to sector risk and nondiversification risk, which generally will result in greater price fluctuations than the overall market. Diversification does not eliminate risk. An investor should consider investment objectives, risks, charges and expenses carefully before investing. To obtain a prospectus, which contains this and other information, call 1-866-SECTOR-ETF (732-8673) or visit www.sectorspdrs.com. Read the prospectus carefully before investing. ALPS Portfolio Solutions Distributor, Inc., a registered broker-dealer, is distributor for the Select Sector SPDR Trust. Media Contact: Company: Select Sector SPDRs Contact: Dan Dolan* Address: 1290 Broadway, Suite 1000, Denver, CO 80203 Country: United States Email: dan.dolan@sectorspdrs.com Website: https://www.sectorspdrs.com/ *Dan Dolan is a Registered Representative of ALPS Portfolio Solutions Distributor, Inc. ALPS Portfolio Solutions Distributor, Inc., a registered broker-dealer, is the distributor for the Select Sector SPDR Trust. SEL007402 EXP 5/31/24 Contact Details Dan Dolan +1 203-935-8103 dan.dolan@sectorspdrs.com Company Website https://www.sectorspdrs.com/

April 02, 2024 05:00 AM Eastern Daylight Time

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Adin Avertising Technology Announces AI-Based Approach to Digital Media Planning - Adin.Ai

Spark Metro PR

In an era marked by challenges in transparency and efficiency, Adin.Ai disrupts the traditional media planning sector by emerging as a beacon of innovation, transforming the landscape of media planning through its AI-based advertising intelligence platform. With unparalleled precision and strategy, Adin.Ai revolutionizes planning processes across TV and digital platforms. The Visionary Team Behind Adin.Ai's Success At the helm of Adin.Ai's ground-breaking platform is an esteemed team of industry pioneers, led by the renowned entrepreneur Serhat Gurcu, a five-time honoree on the Fortune 40 Under 40 list. Partnering with Gurcu is Prof. Altan Cakır, a luminary in data science and artificial intelligence. Together with other esteemed founding partners, including visionary 2 CTOs, a PhD holder, a rising star female co-founder in media, and another female co-founder who is one of the Fast Company Female Founders for 3 years in a row, Adin.Ai stands poised at the forefront of the industry. Innovative Technology Drives Enhanced Transparency Adin.Ai's integration of AI and blockchain technology ensures an unprecedented level of transactional transparency. Through Adin.trust, each transaction is securely recorded, instilling advertisers with the confidence needed to invest in their media planning strategies. Industry Recognition and Collaborative Ventures Fast Company's recognition of Adin.Ai on both its Most Innovative Companies and Startup 100 lists underscores the company's impact. Additionally, AWS lauds Adin.Ai's proactive adoption of emerging cloud and AI technologies, particularly its utilization of generative AI, a testament to Adin.Ai's commitment to staying at the forefront of technological advancements. The collaboration between Adin.Ai and AWS engineers has resulted in a unique amalgamation of different AWS modules, harmoniously working together to enhance Adin.Ai's capabilities. With AWS's validation of its technology and an upcoming collaboration with KPMG, Adin.Ai is primed to further its influence on global media transparency. Stellar Financial Performance Foreshadows Success In its Proof of Concept (POC) year, Adin.Ai generated an impressive revenue of 300K USD, setting a robust foundation for its future endeavors. Subsequently, in its first official year, the company achieved an Annual Recurring Revenue (ARR) of 2.4M USD, alongside a Monthly Recurring Revenue (MRR) of 200K USD. Notably, 70% of this revenue was generated in Turkey, a testament to Adin.Ai's resilience amid currency fluctuations. Additionally, the company reported 11 M USD Billings in its first year, indicating strong growth and market demand for its innovative solutions. Explosive Growth in Competitive Markets Adin.Ai's strategic focus on expansion across Europe and the UK has yielded exceptional results, with a staggering 700% growth compared to the previous year. This exponential growth underscores Adin.Ai's strong business model and the burgeoning demand for innovative AI solutions in media planning. Rapid Expansion and Global Ambitions With its remarkable revenue achievements and unprecedented growth rate, Adin.Ai is poised to emerge as the preeminent interface for advertisers worldwide. The company's sights are set on further expansion and solidifying its status as a USA-established company, with Istanbul serving as the operational hub for the Europe, UK, and EMEA region, and London as the headquarters for Europe. This strategic positioning, coupled with global acclaim, sets new benchmarks for excellence in the industry. Adin.Ai is strategically positioned to shape the future of advertising, where AI-based decisions redefine the landscape. Client Success Stories Adin.Ai's transformative impact is evident through the success stories of its clients. A FINTECH company from Spain achieved a remarkable 30% reduction in Cost Per Acquisition, while the largest private bank in Turkey witnessed a substantial 70% increase in Viewability. Additionally, a fashion company from the UK experienced a significant 64% boost in Return on Ad Spend (ROAS), and a gaming company from the Netherlands successfully mitigated display ad fraud by 52%. These results underscore Adin.Ai's commitment to driving tangible outcomes for its clients across diverse industries. Adin.Ai as the AI-Based Digital Advertising Platform for Enterprise Advertisers: Maximize Ad Return up to 5X; Minimize Effort up to 100X. With Adin.Ai, advertisers gain access to a cutting-edge platform that maximizes ad returns up to 5 times while minimizing effort up to 100 times. Our revolutionary AI-driven approach to digital media planning empowers advertisers to achieve unparalleled success in their campaigns. For further insights into Adin.Ai's journey and services, visit www.adin.ai Founders of the Company: Serhat Gürcü: LinkedIn Profile Prof. Altan Çakır: LinkedIn Profile Selin Ergin: LinkedIn Profile Halil Faruk Deniz: LinkedIn Profile Özgün Akın: LinkedIn Profile Seden Gürcü: LinkedIn Profile SOURCE: Adin.Ai Contact Details Adin.ai Seden Gurcu +90 533 476 96 49 Seden@adin.ai Company Website https://adin.ai/

March 26, 2024 11:08 AM Eastern Daylight Time

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NAVEX 2024 Global Incident Management Benchmark Study Reveals Significant Third-Party Reporting to Companies

NAVEX Global

NAVEX, the global leader in integrated risk and compliance management software, has released its 2024 Whistleblowing & Incident Management Benchmark Report. The annual benchmark report offers valuable insights into workplace culture, analyzing trends from 1.86 million global reports spanning thousands of organizations that together employ more than 50 million employees. Amid a record number of tips to the SEC and a burgeoning DOJ whistleblowing program, NAVEX’s comprehensive analysis sheds a critical light on the state of workplace environments worldwide, guiding organizations toward program improvement. "NAVEX remains the gold standard in risk and compliance data analytics, continually innovating our benchmarks to enhance corporate compliance programs and offer business leaders insights into the trending risk areas for their organizations," says NAVEX Chief Risk and Compliance Officer Carrie Penman. "This year's report introduces crucial third-party reporting insights, highlighting an organization’s need to adopt internal and external reporting avenues to bolster integrity, foster accountability and equip the organization to tackle emerging challenges effectively.” This year’s analysis of the data revealed several key themes and notable findings, including: Report volume and case substantiation reach milestones. Internal reporting programs saw a record level of use as measured by NAVEX’s Reports per 100 Employees metric. In addition, the Substantiation Rate metric reached an all-time high, meaning more reports were received and more were found to be true. Report volume, and the substantiation rates of the reports received, are two of the most highly watched metrics in the annual NAVEX publication. To see both reach the highest levels ever is good news. For those with trusted and effective internal reporting programs, this added up to greater visibility into the trends of risk, ethics and culture playing out in their organizations’ operations – real-time intelligence to inform business decision-making. In 2023, organizations received a median 1.57 Reports per 100 Employees across their internal reporting systems, exceeding the previous record of 1.47 set in 2022. More organizations (23%) received five or more Reports per 100 Employees, making this population the largest in the NAVEX data set. And while year-over-year values fluctuated, every size of organization – from the smallest companies to enterprises with over 100,000 employees – has seen report volumes rise comparing 2021 and 2023. At 45%, the overall median share of substantiated or founded reports in 2023 reached an 11-year high. Third parties more likely to report business integrity and financial misconduct issues. In a first for this report, NAVEX analyzed its database by both employees and third-party reporters. Its analysis shows these two groups are distinct across several metrics, highlighting the insight organizations see by promoting their reporting programs internally and externally. Third parties as a group delivered a far greater median share of reports related to Business Integrity matters than employees in 2023 (50% versus 17%). Encompassing topics like conflicts of interest, vendor issues, fraud, global trade and human rights, this category of issues can manifest in various elements of a supply chain. Third-party reporters also showed twice the median share of Accounting, Auditing & Financial Reporting reports as employees in 2023 (10% versus 4.5%). Story emerging on accounting-related reporting – internally and externally. Accounting-related reports -- while lower in overall percentage of reports received internally by organizations at a median of 4.3.% in 2023 -- often receive an outsized share of attention due to potential for regulatory action and the well-publicized bounty program offered by the SEC and its Office of the Whistleblower. The SEC's program is witnessing unprecedented growth in tips and generously rewarding valuable information. Now, the U.S. Department of Justice is launching a similar initiative. Specifically, reports related to Accounting, Auditing, and Financial reporting: Showed the longest time between when an incident was observed and when it was reported to the organization By a large margin, were least likely to be reported anonymously Comprised an outsized share of cases for organizations that receive very few Reports per 100 Employees – meaning while these organizations received well below the benchmark number of reports, they had a much more significant percentage of accounting-related reports Experienced the longest time to investigate and close the case Had among the highest median Substantiation Rates, at 50% Were most likely to cause an employment separation event as a result of a substantiated case Accounted for twice as many of the reports submitted by third parties than those submitted by employees Small increase in report volume shows big payoff in healthy report mix. A diverse array of topics, inquiries, and allegations in internal reporting indicates a robust program. NAVEX’s findings reveal that even minor efforts to promote internal reporting significantly improve the mix of report types received. For instance, in organizations with the lowest report volume, only 8.7% of reports pertain to HR, Diversity, and Workplace Respect. However, in the next tier, this proportion jumps to 36.3%. This trend persists across different report volumes, emphasizing the importance of fostering a reporting culture. A varied mix of report types signifies trust in internal reporting to address a broad spectrum of issues. Even a slight increase from minimal reporting yields a more comprehensive and insightful flow of reports. "With NAVEX's integrated data platform, companies gain unparalleled risk signal data that empowers them to foster healthier workplace cultures, helping them achieve outcomes that matter most,” explains NAVEX Chief Product Officer A.G. Lambert. "Data isn't just numbers; it's the compass guiding organizations toward success and ensuring they stay ahead in the ever-evolving landscape of risk and compliance." Additional notable findings include: Workplace behaviors and discord were clearly visible in the data as more organizations return to office environments. As is always the case in these reports, workplace behaviors and other human resources related matters are by far the highest percentage of reports received by organizations. Workplace Civility matters continued to increase in prominence in 2023, representing a median of 18% of reports and the highest median reporting rate in 2023. This was followed by Discrimination, at a median 12%, Harassment, at a median 7.1%, then Retaliation at a median of 2.0%. The HR, Diversity and Workplace Respect category overall has seen a multi-year increase in its median share of all reports (from 50% in 2021 to 55% in 2023). These figures underscore the growing importance of fostering a respectful and inclusive work environment. Highlighting the seriousness with which organizations are taking reports received, more substantiated reports (18%) resulted in separation from employment in 2023, up significantly from 14% in 2022 and 12% in 2021. The share of reports resulting in no action – effectively the opposite end of the outcome spectrum – fell from 17% in 2022 to 14% in 2023. Nearly nine out of 10 reports of Imminent Threat to a Person, Animals or Property were substantiated in 2023 highlighting the importance that reporters possess the training, knowledge, tools and trust that promote rapid reporting of dangerous issues. This need is made even greater by a new California workplace violence prevention law expected to take effect this year that includes requirements for reporting, incident management and training around this issue. For more insights on the 2024 Whistleblowing & Incident Management Benchmark Report, join Jane Norberg, Arnold & Porter partner and former chief of the SEC Office of the Whistleblower, Keith Thomas, FedEx corporate integrity & compliance lead counsel, Carrie Penman, NAVEX chief risk & compliance officer, and Anders Olsen, NAVEX senior data scientist, for an informative webinar where they will discuss the results of this year’s analysis in detail. Watch the webinar here. NAVEX is trusted by thousands of customers worldwide to help them achieve the business outcomes that matter most. As the global leader in integrated risk and compliance management software and services, we deliver solutions through the NAVEX One platform, the industry’s most comprehensive governance, risk and compliance (GRC) information system. For more information, visit NAVEX.com and our blog. Follow us on Twitter and LinkedIn. Contact Details Navex Global scott.levesque@navex.com Company Website https://navex.com

March 26, 2024 06:00 AM Eastern Daylight Time

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Consumer Staples Sector ETF XLP: The Essential Goods Market can be a Strategic Investment

Select Sector SPDR

The Consumer Staples Select Sector SPDR Fund (XLP) is pleased to provide an update on its portfolio composition, offering investors a unique opportunity to gain exposure to the consumer staples sector. The ETF offers an appealing option for investors looking to implement a sector rotation strategy or tilt their portfolio towards defensive assets. This sector includes companies involved in the development and production of essential consumer products such as food and drug retailing. Currently, XLP's top holdings* include a comprehensive list of well-known stocks from industry-leading companies: Procter & Gamble (14.76%) Costco Wholesale (12.97%) Coca-Cola (9.20%) PepsiCo (8.96%) Walmart (4.94%) Mondelez Int’l (4.36%) Philip Morris Int’l (4.18) Altria (3.28%) Colgate-Palmolive (3.23%) Target (3.20%) These companies represent a cross-section of the consumer staples sector, providing goods and services that consumers use on a daily basis. As such, these companies can offer stability during times of economic uncertainty, making XLP a potential strategic investment option. XLP has consistently provided precise exposure to companies from consumer staples distribution and retail, household products, food products, beverages, tobacco, and personal products sectors. With total net assets of over $15 billion, XLP continues to be a significant player in the ETF market. The XLP's strategy of investing in companies that produce essential consumer products has proven to be a consistent approach. Its holdings are composed of industry-leading companies that have a strong presence in the consumer staples sector. This makes XLP a potentially robust and resilient investment option, even during challenging economic conditions. DISCLAIMER: This is a work of research and should not be taken as investment or financial advice. Therefore, Select Sector SPDRs or the publisher is not liable for any decision made based on the publication. About the Company: Select Sector SPDR ETFs offer flexibility and customization opportunities. Many investors have similar outlooks, but no two are exactly alike. Select Sector SPDR ETFs let investors select the sectors that best meet their investment goals. *Holdings, Weightings & Assets as of 2/29/24 subject to change DISCLOSURES The S&P 500 Index is an unmanaged index of 500 common stocks that is generally considered representative of the U.S. stock market. The index is heavily weighted toward stocks with large market capitalizations and represents approximately two-thirds of the total market value of all domestic common stocks. The S&P 500 Index figures do not reflect any fees, expenses or taxes. An investor should consider investment objectives, risks, fees and expenses before investing. One may not invest directly in an index. Transparent ETFs provide daily disclosure of portfolio holdings and weightings All ETFs are subject to risk, including loss of principal. Sector ETF products are also subject to sector risk and nondiversification risk, which generally will result in greater price fluctuations than the overall market. Diversification does not eliminate risk. An investor should consider investment objectives, risks, charges and expenses carefully before investing. To obtain a prospectus, which contains this and other information, call 1-866-SECTOR-ETF (732-8673) or visit www.sectorspdrs.com. Read the prospectus carefully before investing. ALPS Portfolio Solutions Distributor, Inc., a registered broker-dealer, is distributor for the Select Sector SPDR Trust. Media Contact: Company: Select Sector SPDRs Contact: Dan Dolan* Address: 1290 Broadway, Suite 1000, Denver, CO 80203 Country: United States Email: dan.dolan@sectorspdrs.com Website: https://www.sectorspdrs.com/ *Dan Dolan is a Registered Representative of ALPS Portfolio Solutions Distributor, Inc. ALPS Portfolio Solutions Distributor, Inc., a registered broker-dealer, is the distributor for the Select Sector SPDR Trust. SEL007375 EXP 4/30/24 Contact Details Dan Dolan +1 203-935-8103 dan.dolan@sectorspdrs.com Company Website https://www.sectorspdrs.com/

March 22, 2024 05:00 AM Eastern Daylight Time

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Spring Bird Makes its Expo Debut at the 2024 Texas Transit Association State Conference, Expo, and Roadeo

Spring Bird

Spring Bird, a name synonymous with excellence and innovation in the transportation industry, is thrilled to announce its first-ever expo attendance at the Texas Transit Association (TTA) State Conference, Expo, and Roadeo from March 15-20, 2024, in San Antonio, Texas. This landmark event marks Spring Bird's grand entrance into the expo scene, showcasing their comprehensive range of services, including maintenance, retrofitting, leasing, and sales of transit-style buses. Spring Bird, under the visionary leadership of Elliott Carson, continues the legacy of the Carson family in the bus industry, bringing over 75 years of combined experience and dedication to quality, safety, and customer satisfaction. The company specializes in offering top-tier transit buses from renowned manufacturers like New Flyer, and Gillig, emphasizing the latest safety features and technological advancements. Spring Bird’s cutting-edge rehabilitation services will be the heart of its expo showcase. Attendees will learn about the company’s capabilities in performing minor repairs, major overhauls, and retrofitting buses with the latest low-emission engines and GPS tracking systems. Spring Bird is committed to providing customized solutions that meet clients’ unique needs, whether they want to purchase new buses or service their existing fleets. Elliott Carson, representing the fourth generation of the Carson family in the bus industry, expressed his enthusiasm about participating in the TTA State Conference, Expo, and Roadeo: "We are excited to debut at this wonderful event and look forward to connecting with transit agencies and other entities from Texas and across the United States. Our attendance at the TTA Expo is a testament to Spring Bird's commitment to excellence and innovation in providing high-quality, affordable transportation solutions." Texas is also the home of Spring Bird, located in Austin, TX. The Texas Transit Association, organized in 1986, brings together metropolitan, small urban, and rural transit agencies, along with private and public entities from across the country, making it the perfect platform for Spring Bird to introduce its services to a wider audience. Visit Spring Bird at the 2024 TTA State Conference, Expo, and Roadeo to explore how they can support your transit needs with their high-quality buses and comprehensive rehabilitation services. About Spring Bird: Spring Bird is a premier provider of transportation solutions specializing in the sale, leasing, and service of heavy-duty transit buses and motor coaches. Drawing from the rich Carson family legacy in the transportation industry, Spring Bird offers an inventory of high-quality buses from leading manufacturers and provides customized rehabilitation services, including minor repairs, major overhauls, and technological retrofitting. Dedicated to safety, innovation, and customer satisfaction, Spring Bird addresses the unique needs of cities, transit agencies, and private operators, ensuring reliable and efficient transportation solutions. Contact Details Spring Bird Media Contact press@springbirdbus.com Company Website https://springbirdbus.com

March 18, 2024 03:00 PM Central Daylight Time

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